In Columbus, Ohio, there are several pre-approved providers, which all make an effort to be the best choice. Here are the best three that should make your cut:
- Globe Life Insurance. At Globe Life Insurance, you only need $1 to start. You can choose from different amounts of coverage – between $5,000 to $50,000, with your $1 and get insured without having to go through a medical exam. There is also no waiting time involved so you can join about 3.6 million policyholders just by going through their online registration.
- Gerber Life. Gerber Life offers a grow-up insurance plan that offers low premiums for children, which do not increase. It can also provide $5,000 to $50,000 of whole life coverage. Another good thing about Gerber’s grow-up plan is the fact that the face value doubles when the child reaches 18. Plus, it builds a cash amount that you can borrow from to pay for your school’s expenses, college tuition, and whatnots.
- Allen Insurance Agency. This is an independent agency that helps provide several options of whole life insurance policies with a face value of $1,000 to $50,000. If you want a higher face amount, you can enjoy that upon request. Some of the proposed benefits of this provider include premiums that do not increase, death benefits that do not decrease, and tax-free proceeds.
Get the BestShopping for an insurance policy can sometimes get overwhelming. If you are unaware how this industry works, you will find it difficult to know where to start. But if you allow yourself some resources that will show you how life insurance policies work, what they are for, and how much they are worth, those will be your best anchors that will direct you to the right path.
The first thing that you need to know is that life insurance policies are not created the same. They are customizable to meet the specific needs of those wanting to be insured. You can find a good policy that is relevant to your current financial situation, your future goals, and of course, the needs of your family.
Second, you have to be aware of your specific needs in order to find the best fit. You can only maximize the worth of your insurance policy if it is tailored to your needs. Once you are able to establish what you want, what you need, and what you can afford to pay, you could minimize the list of choices for your insurance plan.
Third, you should know where to draw good choices. You can start by seeking advice from an independent insurance broker that will give you competent quotes from different companies. This is also where good advice can come in on what kind of insurance policy is best for you.
Lastly, you should be privy to the details, the terms and conditions of your life insurance policy before you even affix your signature to the contract. It is very important that you read through the fine print of the policy and take it all in.